A Purchase Facility linked to a sales facility Your client has a confirmed order from a creditworthy customer but lacks the cash to fulfil it.

How does it work?
The finance house can advance up to 80% of the confirmed order value, to pay your client's supplier. They pay the supplier or open a letter of credit. Your client delivers the goods and the financier invoices your customer once goods have been delivered to and accepted by them. The finance house typically would charge between 2% and 4% of invoice values. Any monies available up to 80% of the sales invoice value, less the amounts paid to your suppliers, less fees can be used. The financier collects the money from your customer and pays your client the balance between the order value and the amount paid to your supplier, minus professional fees and cost of money used, once payment has been received.

Sales Facility.
Your client wants additional funding to finance single or multiple transactions with creditworthy customers.

How does it work?
Your client delivers the goods to their customer obtaining proof of delivery and acceptance of the goods. You invoice the finance house for the goods at an agreed discount, usually between 2% and 4% of the sales price. The finance house will advance your client up to 80% of the value of the invoice. The financier invoices the customer for the full amount and collect payment according to your agreed terms. The financier then pays your client the balance less administration fees and cost of money used, once payment has been received.

Purchase Facility linked to a Factoring facility.
You have a confirmed order from a creditworthy customer but lack the cash to fulfil it.

How does it work?
Your client places an order for the finished goods with their normal supplier. The financier pays the supplier or opens a letter of credit. Your client sells and delivers the goods and invoices their customer. Your client then sends a copy of the invoice to the Factor who pays the finance house up to 80% of the value of the invoice. The Factor collects payments from your customers and pays you the balance less their fees once your customers have paid.